The idea behind these two threats, despite the different name, is the same. The user downloads malware accidentally and the application lives in their browser and alters what is seen on the site and where the entered data goes. Some more sophisticated versions will change payment details and amounts to try and cover the malicious activity.
Fortunately, many banks use software that understands a user's patterns and when something out of the norm occurs, the bank will alert the account holder of the activity.
Read more: UPI.com
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